
Debt is not your fault!
Free, confidential help to restore balance and transcend our debt-driven economy.

Free, confidential help to restore balance and transcend our debt-driven economy.
I offer counselling to people struggling with household debt, and I do this from a place of service. I do not charge money for counselling, and I speak to my clients without judgement or agenda.
Debt is not an individual problem. While personal circumstances vary, the broader patterns of debt in our society are predictable and systemic. Understanding this removes shame and blame from the equation, allowing us to see debt for what it really is - a structural issue, not a personal failing.

My name is Ben. A few years ago, I was overwhelmed by debt while living on a low-wage income. I thought that it was my fault.

Then I started studying debt. I became an anthropologist, a person who studies the complex ways we 'be' humans. An anthropologist is interested in the diversity of the human experience, and the way life could be otherwise and yet has always been the same, including the social origins and universal features of money, debt, and inequality.

Now my moral mission is to help people who are struggling with their debts. I am a professional debt caseworker at a leading national debt advice charity, and I provide free debt counselling here in my spare time.
Sharing the burden does not need to come with a cost. Financial advice is often expensive precisely when people can least afford it, creating a cruel paradox where those who most need support are excluded from accessing it. My counselling is always free—there's nothing owed, no fees, no premium services, just genuine support.
Today | By Appointment |
Please feel welcome to send me a secure message on WhatsApp to arrange a face to face or telephone appointment. Note that I will not respond straight away at the weekends.
Free Debt Counselling and Lifestyle Help | Leyland and Chorley